Confessions of a Lousy Accountant
I was so set to post pictures of my kids at their band concert, but then my cable...the one that connects to the camera and the computer to allow such easy downloading..decided to stop working. So, I will have to wait until after pay day to buy a new cable. That is if I can feel safe allowing my husband in to Fry's Electronics. He he..I say that for all the wives of technology loving husbands.
The whole concept of money can be so terrifying. Or more so, the lack thereof. (Wasn't that a cool sentence? I love the phrases..more so and thereof.) It isn't an uncommon practice in our home to have to put off a purchase until payday. In that past, it has always been because there has been no money left. The whole living pay check to pay check experience. Not to say we have gotten too far from that, but we have a tiny little savings now. The thought occurred to me, transfer money over and go buy the cable. And that is when understanding finally..after all these horrifying (well where money management is concerned) years. That money in savings isn't for a new camera cable. That money in savings is for real emergencies and so I have no money for a new cable until payday.
See, without this very important understanding...it is near impossible to truly save money. The whole needs v. wants has to take precedence somewhere. I have family members, friends, etc who are much better with finances than I have been. It used to confuse me when one of them would comment on how they have no money for such and such and it will have to wait. Knowing them to be a good saver, this confused me. I really must be pretty hard-headed. In their minds they don't have any more money for the superfluous and so there is no money.
Why has it taken so long for this to sink in? We are about to refinance our house and wrap some debt into it. So, maybe it is a really good time for this lesson to finally stick with me a bit. 'eh?
Ok and just because I really was looking forward to posting a picture or two. Here are a couple of older shots of the kids at the beach last March:
Monkey building Sand Castles.
Little Bear and the waves.
The whole concept of money can be so terrifying. Or more so, the lack thereof. (Wasn't that a cool sentence? I love the phrases..more so and thereof.) It isn't an uncommon practice in our home to have to put off a purchase until payday. In that past, it has always been because there has been no money left. The whole living pay check to pay check experience. Not to say we have gotten too far from that, but we have a tiny little savings now. The thought occurred to me, transfer money over and go buy the cable. And that is when understanding finally..after all these horrifying (well where money management is concerned) years. That money in savings isn't for a new camera cable. That money in savings is for real emergencies and so I have no money for a new cable until payday.
See, without this very important understanding...it is near impossible to truly save money. The whole needs v. wants has to take precedence somewhere. I have family members, friends, etc who are much better with finances than I have been. It used to confuse me when one of them would comment on how they have no money for such and such and it will have to wait. Knowing them to be a good saver, this confused me. I really must be pretty hard-headed. In their minds they don't have any more money for the superfluous and so there is no money.
Why has it taken so long for this to sink in? We are about to refinance our house and wrap some debt into it. So, maybe it is a really good time for this lesson to finally stick with me a bit. 'eh?
Ok and just because I really was looking forward to posting a picture or two. Here are a couple of older shots of the kids at the beach last March:
Monkey building Sand Castles.
Little Bear and the waves.
Labels: Confession, Kids, Me
posted by oshee | 1:59 PM
|
1 comments
links to this post
